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Flexible Financing for Wheels & Tires
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Get the wheels and tires you want now, without draining your bank account. We partner with Affirm and Acima to give you flexible payment options at checkout. Whether you’ve got excellent credit or no credit at all, there’s a path forward.
No Credit? Bad Credit? Acima Has You Covered
Lease-to-own financing
Acima is designed for customers who may not qualify with traditional lenders. Approval is based more on income and banking history than credit score.
Why choose Acima
- No credit or bad credit OK
- Fast approval process
- Lease-to-own option
- Early payoff is available to save money
This is the go-to option if credit has been… let’s say “a work in progress.”
>> Get Preapproved with ACIMA Now <<
Pay Over Time with Affirm
Best option for well-qualified buyers
Affirm offers some of the lowest rates available for online financing. If you have good to excellent credit, this is usually the most affordable way to pay over time.
Why choose Affirm
- Low APR options for qualified buyers
- Clear, upfront pricing. No surprise fees
- Simple monthly payments
- Instant decision at checkout
Perfect if you want the lowest cost financing and predictable payments.
1. Fill your cart | 2. Choose how you pay | 3. Pay over time |
How Financing Works
Add your wheels and tires to cart
Choose Affirm or Acima at checkout
Get an instant decision
Complete your purchase and roll out happy
No phone calls. No paperwork marathons. Just results.
Which Option Is Right for You?
- Good to excellent credit? → Choose Affirm for the lowest rates
- No credit or bad credit? → Choose Acima to get approved and on the road
Either way, you get the same wheels, the same warranty, and the same fast shipping.
Drive Now. Pay Later.
Wheels and tires aren’t a luxury. They’re how your vehicle looks right, rides right, and stays safe. Financing lets you upgrade today and pay on your terms.
Questions? Our team is happy to help you pick the best option before checkout.
Financing FAQs
What financing options do you offer?
We offer financing through Affirm and Acima. Affirm is best for well-qualified buyers with good to excellent credit and typically offers the lowest rates. Acima is designed for customers with no credit or bad credit.
Will applying for financing affect my credit?
Affirm may perform a soft credit check that does not impact your credit score. Acima does not rely on traditional credit scores and focuses more on income and banking history.
Can I get approved with no credit or bad credit?
Yes. Acima is specifically built for customers with limited or poor credit history. Approval is based on factors like income and an active checking account rather than your credit score.
Which option has the lowest interest rates?
Affirm generally offers the lowest rates for well-qualified buyers. If you have good credit and want the most affordable financing, Affirm is usually the best choice.
Are there any hidden fees?
No. Both Affirm and Acima clearly show all payment terms before you complete your purchase. You’ll know exactly what you’re paying before checkout.
Can I pay off my balance early?
Yes. Affirm allows early payoff with no penalties. Acima allows early purchase options, which can significantly reduce the total cost if paid off early.
How fast is the approval process?
Approvals are instant for most customers. You’ll typically receive a decision in seconds during checkout.
Can I use financing for wheels and tires together?
Yes. Financing can be used for your entire order, including wheels, tires, and eligible accessories.
Does financing affect shipping speed or order processing?
No. Financing orders are processed the same as credit card or cash purchases. Once approved, your order ships according to our standard fulfillment timelines.
What happens if I return an order purchased with financing?
If your order is returned according to our return policy, your financing provider will be notified and your balance will be adjusted accordingly. Refund timing depends on Affirm or Acima.
Do you see my financing details?
No. All financing decisions and payment details are handled directly by Affirm or Acima. We never see your credit or banking information.
Which financing option should I choose?
Affirm is a good fit if you have good to excellent credit and want the lowest rates. Acima is a good fit if you have no credit or bad credit and want a higher chance of approval.